Job searching is stressful enough without wondering whether your past is going to interfere with your ability to get hired, especially if you have a criminal record.
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But you can expect to have to confront your history en route to getting a job. That being said, having a criminal history shouldn't discourage you from seeking gainful employment.
Ready to turn over a new leaf? Who can blame employers for wanting to find out if they're about to hire a convicted embezzler as their next CFO? Plus, a company that doesn't do background checks may be liable if it hires someone who commits a violent act, steals from a business partner, or sexually harasses co-workers.
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The Public Access to Court Electronic Records PACER system provides online access to federal court records, which employers can use to see if you've been involved in civil or criminal court cases. For example, a state may allow employers to look back only five years, or to consider felonies but not misdemeanors. What if you were arrested but not convicted?
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However, as the experts noted above, certain states have laws that preclude the statute, so depending on where your arrest occurred, an employer may or may not be able to use that against you. Note that your record might not even come into consideration during the job application process.
This guide from Nelp. For instance, there's a difference between a single instance of car theft 25 years ago, and a dozen convictions for car theft.
If you want to save some money and you have some time, you can do many of the same checks yourself. You might also dig up information on a person's habits or character that a professional might not consider. Click here for four sites that can really help you learn about someone.
They comb Google, Facebook and other information websites to find out details that the person has willingly shared. A Google search could turn up other things about the person that might make you think twice, too. However, you probably won't see important details about whether they've been arrested or evicted in the past.
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Luckily, most court information is public record. Make sure you search every state that the person you're checking has lived in. After that, you might want to drill down to discover any felony and misdemeanor convictions on the county and city level. Keep an eye out for civil judgments, too, such as a bankruptcies and court orders to pay debts.
In most cases, a credit report can't be pulled without a legitimate business purpose and written permission.
A good strategy for screening a roommate would be to ask him or her to volunteer a report. All consumers are entitled to get a free copy of their credit report once a year from the three reporting agencies - Equifax, Experian and Trans Union. Because of the federal Fair Credit Reporting Act FCRA , you can get copies of these reports yourself from the various consumer reporting agencies if you request one—which is important if you need to correct any inaccuracies they include.
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Here are the companies that report on various consumer sectors. Note: Not every company will have a report on you, it depends what information has been reported to them. Most people are familiar with the three main credit bureaus, Equifax, Experian and Transunion. Your credit report includes information on your credit card and loan payment history, how much credit is available to you, information from debt collectors and inquiries from other creditors, among other info.
You can access any three of the reports on AnnualCreditReport. Again, you can request one from each agency for free every 12 months.